Buy a House with No Money Down? Is this really possible? You're probably wondering what the catch is, especially with the common misbelief still circulating that a 20% down payment is needed. Not only can you get into a home with less than 20%, but [...]
If you’re in the process of buying a home in Michigan, chances are you’re researching like mad and taking advice from those around you too. To make your home buying journey as easy as possible, here’s some advice you might hear that is actually untrue [...]
If you’re looking to take out any line of credit such as a mortgage or personal loan your credit score is crucial. It informs whether you will be offered a loan, and if you are, what the repayment terms will be. If you’re working to [...]
If there’s one thing Michigan does better than any other state it’s putting on a stunning Autumn display of color. The Great Lakes State boasts beautiful vistas and when fall arrives things only get more magnificent. Here is just a small sample of scenic driving [...]
What is an authorized user? Think of an authorized user on your credit card like an honored house guest: They’re welcome to use your credit card account whenever they like, but don’t have any of legal obligations to the credit card company. The idea behind [...]
Be a Savvy Homebuyer: Tackle these Commonly Overlooked Factors When Buying a House When it comes to buying a house, there are so many things happening at once it’s easy to lose track everything that needs attention. Below we list some common things first time [...]
Labor Day signals the unofficial end of Summer. And while we might lament the passing of sunny days, the fall in Michigan is not to be underestimated. As temperatures cool and leaves change color, our home state becomes almost impossibly attractive. Here are 5 places [...]
There’s no doubt that the housing market is ultra-competitive right now. Chances are that since you’ve been saving towards your dream home the goalposts have moved completely. For first time buyers this can seem discouraging….but it doesn’t have to be. With a little creative thinking [...]
Should I Refinance or Move? If you’re a homeowner sooner or later you’ll be asking yourself this question: Should I refinance or move? With current real estate market, home equity is at an all-time high and homeowners have the opportunity to use that equity by [...]
Loans for First Time Buyers in Michigan Passing affordability and credit checks when applying for a mortgage loan are two small hurdles on the way to home-ownership. Often first time buyers find that the most challenging part of getting on the property ladder is saving [...]
