Identity theft is on the rise in the USA. The FTC reports a 73% increase in cases from 2019 to 2020, with nearly 1.4 million reported incidents last year. The really worrying thing is that victims of this type of crime often don’t know they’ve [...]
Is there a rule of thumb when it comes to choosing an affordable mortgage payment? Some people say not to spend more than 25%-28% of your income on housing. Others recommend taking your gross annual income and multiplying it two to three times to calculate [...]
Whether you’re a first time buyer or moving up the property ladder, you might want to carry out improvements to make your new place feel more like home. From small projects to grand transformations, it’s natural to want to put your own stamp [...]
First Time Buyers in Michigan: Don't Get a Home Inspection without Following These Tips 1. Don't Skip the Inspection to Improve Your Offer It's a competitive market out there for buyers, but whatever you do to sweeten the deal, don’t agree to skip the home [...]
Many first time buyers make the mistake of believing once they're pre-approved for a mortgage, finalizing the transaction at the closing table is a done deal. But actually, the time between pre-approval and closing is a critical time for borrowers and they must make sure [...]
One of my favorite things about the 4th of July is creating festive desserts and snacks! Whether you are looking for appetizer ideas, salads, or sweet desserts, these 10 patriotic 4th of July recipes are sure to impress. Plus they're quick and easy to put [...]
The FHA has come out with new guidelines that change the calculation of borrowers’ monthly obligation for student loan payments. This update provides a huge benefit to many homebuyers that have tried qualify for an FHA loan but encountered problems in the way FHA calculated [...]
Chances are you don’t want to spend a lot of your summer free time doing home maintenance. Here are some tasks you can check off quickly. You’ll thank yourself later, knowing you won’t have to deal with them during the harsh winter months. Update Outdoor [...]
It's been a sellers market for awhile now in Michigan and throughout the country. This comes as great news to sellers, but many sellers are also looking to buy, which has them wondering if they will be able to find a home in this tight [...]
It's no secret that the real estate market is on fire in states throughout the country. But what about in our home state of Michigan? What are the hottest markets and where are the most least expensive places to buy a home right now? According [...]
