What to Pack in Your Emergency Go Bag

By |2019-03-24T20:31:37+00:00February 8th, 2019|Emergency Preparedness|

Are you prepared to leave your home on a moment’s notice in the event of an emergency? Thankfully Michiganders don't have to worry about hurricanes but there are still events that could occur without warning, including terrorist attacks, flooding, tornadoes and other disasters.  And with [...]

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Grand Rapids Home Loans On the Rise; Listed as One of Top US Housing Markets

By |2019-03-24T20:32:52+00:00February 1st, 2019|Home Loans|

Realtor.com recently produced a report for the top 10 housing markets in the US for 2019. Millennials are applying for mortgages in these cities in record numbers, and the markets are experiencing an influx of job growth and new construction. “These markets are millennial magnets [...]

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Should First Time Buyers Purchase a Condo or Home? Metro Detroit Lender Explains.

By |2019-03-24T20:37:26+00:00January 25th, 2019|First Time Home Buyer|

If you are a first time homebuyer, getting into the real estate market is exciting but the new responsibilities may seem overwhelming at first.  You will have a new financial commitment, as well as new duties to maintain your property inside and out. Renting a [...]

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5 New Year’s Resolutions for Michigan Homebuyers

By |2019-03-24T20:38:10+00:00January 11th, 2019|Real Estate Tips|

Is Your Goal to Buy a Home in 2019? Here are 5 Resolutions to Keep. It's that time of year again, time to set goals to ensure the upcoming year is a success.  If buying a home is on your list for 2019, here are [...]

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Step Forward Down Payment Assistance Program Funds Increase

By |2019-03-24T20:38:52+00:00January 4th, 2019|Down Payment Assistance Programs|

We have some great news for Michigan homebuyers. The Michigan Homeowner Assistance Nonprofit Housing Corporation (MHA) in collaboration with MSHDA, increased funding for The Step Forward Down Payment Assistance (DPA) program by $5 million last week. The Step Forward Down Payment Assistance Program was introduced [...]

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How to Find a Home in a Tight Market with Low Inventory

By |2019-03-24T20:40:22+00:00December 28th, 2018|Real Estate Tips|

Michigan Mortgage Lender Gives Tips on Buying a Home During Inventory Shortage For the last two years, the Michigan real estate market has been experiencing low inventory conditions which has been limiting buyers' choices. And many real estate experts and chief economists are predicting a sellers [...]

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What Can Michigan Homebuyers Expect in 2019?

By |2019-03-24T20:41:16+00:00December 21st, 2018|Real Estate News|

The 2018 housing market had it's ups and downs. We started the year with high home prices, low interest rates and low inventory. Then we saw a slight shift to favor buyers. And with so many experts warning of a housing bubble looming somewhere down [...]

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Oakland County Mortgage Lender Explains Credit Scores Among Millennials

By |2019-03-24T20:42:41+00:00December 14th, 2018|Real Estate News|

Did you know that the average credit score for Millennials is significantly lower than the "Silent Generation" – those born from 1925 to 1945? The typical Millennial has a fair credit score of just 634, according to a recent study from LendingTree, which examined 9 [...]

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Oakland County Lender Explains How Rising Mortgage Rates Aren’t Stopping Millennial Buyers

By |2019-03-24T20:43:52+00:00December 7th, 2018|Real Estate News|

Interest rates have been steadily increasing this year as we are almost approaching 5%. And most experts are expecting one more increase in 2018 and then 2 or 3 more increases in 2019.  But this is not deterring millennials from pursuing their dream of homeownership. [...]

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Conforming Loan Limits in Michigan and Most Of U.S. Will Increase in 2019

By |2019-03-24T20:44:26+00:00December 2nd, 2018|Real Estate News|

Fannie Mae and Freddie Mac are restricted by law to purchasing single-family mortgages with balances below a specific amount which is known as the conforming loan limit. The Housing and Economic Recovery Act (HERA) requires the The Federal Housing Finance Agency (FHFA) to adjust the [...]

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