Is there a rule of thumb when it comes to choosing an affordable mortgage payment? Some people say not to spend more than 25%-28% of your income on housing. Others recommend taking your gross annual income and multiplying it two to three times to calculate [...]
Whether you’re a first time buyer or moving up the property ladder, you might want to carry out improvements to make your new place feel more like home. From small projects to grand transformations, it’s natural to want to put your own stamp [...]
First Time Buyers in Michigan: Don't Get a Home Inspection without Following These Tips 1. Don't Skip the Inspection to Improve Your Offer It's a competitive market out there for buyers, but whatever you do to sweeten the deal, don’t agree to skip the home [...]
Many first time buyers make the mistake of believing once they're pre-approved for a mortgage, finalizing the transaction at the closing table is a done deal. But actually, the time between pre-approval and closing is a critical time for borrowers and they must make sure [...]
